Showing posts with label Sayulita. Show all posts
Showing posts with label Sayulita. Show all posts

Saturday, February 8, 2025

CHOOSING TO EXPATRIATE TO MEXICO (Reposted)

Is It Time to Make the Move?

This article, a summary of an interview with Expats.com (For Mexico), may be helpful to many who are considering a move to Mexico. Although I posted it years ago, the information remains relevant. It may also help even more people in 2025.

I recently received a request for an interview with www.Expat.com (For Mexico) about our decision to expatriate to Mexico, i.e., to change our place of primary residency from the United States to Mexico. Continue reading HERE. 

Terry L Turrell, Author, and Jonathan Turrell
On a Rainy, Warm Day in Sayulita

Wednesday, February 22, 2023

FREE eBook through Friday February 24, 2023!

 Just Another Manic Moment: A Novel

When Lindsay and Jake fell in love, it was magnetic and powerful. Jake declared that the “chemistry of love” pulled them together, that they were split-aparts, two halves of one, lucky to have found each other. Lindsay agreed, ecstatic that she had found her soulmate. When they exchanged wedding vows, they meant every word. … “for better, for worse, for richer, for poorer, in sickness and in health, to love and to cherish, till death…”

Then Jake was diagnosed with clinical depression, a major depressive disorder that stole the joy from his life. Later, periods of rage and mania changed his personality, testing his relationship with Lindsay. A phase of manic euphoria and frenzied spending forced Lindsay to take drastic measures.

Will Jake and Lindsay find peace and healing by moving to a small beach town, Sayulita, México? 

Read more on Amazon at Just Another Manic Moment: A Novel. This is the first book in the 3-eBook series, In Sickness and In Health. Mexico For Better or Worse: A Novel (In Sickness and In Health #3) is coming in 2023!


Thank you for reading my books and articles. I hope you enjoy them!

Terry

Tuesday, July 5, 2022

An Emergency Vet Visit in Sayulita (Mexico For Better or For Worse Episode #2)

     This story is fiction, but all fiction includes truth. Reading about life as expats in México in a novel format can be fun, yet enlightening. I hope you enjoy my story, an excerpt from my upcoming novel, “Mexico For Better or For Worse” (In Sickness and In Health eBook #3).

June 2020

The trip to Costco revealed that businesses in Puerto Vallarta were taking the pandemic more seriously than in Sayulita. Signs about required coronavirus precautions were posted at the entrance to the store. Masks were required, people in line stayed separated, standing on yellow Xs marked with tape on the sidewalk, and temperatures were taken at the door with a hand-held electronic thermometer by a hefty female attendant. She looked more like a security guard than a friendly door greeter.

Only one person per family was allowed to go into the store at a time, according to the signs, unless a person was elderly or handicapped. Jake was told we couldn’t go in together, but he quickly and firmly informed the security woman in Spanish and English, “Tengo 70 años. I am 70 years old.” The Mexican woman scowled at each of them but waved Lindsay through.

Lindsay thought, I guess I was allowed in as his helpmate, though he doesn’t seem elderly to me! I love how the Mexican people give great respect and extra care to anyone who is in what they call the Tercer Edad, the Third Age, anyone 60 years old and older—another kindness in this culture.

As they entered the store, Lindsay said, “Since we didn’t make it to Fredy’s Tucan, let’s have a slice of pizza and a soda before we shop.” She couldn’t focus on shopping or any other activity if she was hungry and Jake was well aware of that. He could tell she was hypoglycemic when her grumpiness and complaints of a headache started. While he could easily skip a meal, Lindsay had to eat every three or four hours during the day.

They slipped through an empty checkout line to the food court and then stood there in shock. The food court was open with associates behind the counter selling pizza, but according to the menu board, that was all that was available. Even the hot dog and ice cream sundae signs were missing. Yellow tape marked the line to the order counter and yellow Xs marked places to stand, keeping people at least 1.5 meters away from each other. But beyond that, it was not recognizable as the Costco food court.

The soda machine, the onion and jalapeno dispensers, and all other condiment counters were sealed off with clear plastic shrink-wrap. The dining area was empty—all of the plastic picnic tables were gone.

Lindsay shook her head in disbelief. “This is very weird.”

“I guess we can order our pizza and take it outside to eat it.”

“Okay, but no soda, I guess, since the machines are sealed off. Good thing we brought a bottle of water with us.”

When they got outside, they looked around for a place to sit. All benches were taped off with yellow caution tape and the concrete footings of the exterior pillars were boarded up with plywood to prevent people from sitting on any raised surface. No lingering or gathering in this area, I guess.

They walked down the side of the warehouse toward the loading dock and found a six-inch-high curb to sit on while they ate their pizza. “Can you believe this?” Jake said, incredulous. “What is the world coming to?”

“I can’t believe it. This is insane. Fear of a virus has made the world go crazy. I think people are panicking because of their fear of death. Of course, Costco is an American company so they may have stricter protocols than Mexican companies.”

“Let’s get our shopping done and go home. Seeing that gave me a mild case of anxiety.”

When they started shopping, their anxiety over the state of the store became even worse. Massive amounts of plastic film were wrapped around most of the merchandise in the store. Entire departments were bound up in miles of plastic wrap, including clothing, fans, furniture, and even the air conditioners. Signs posted throughout stated in English and Spanish that “Only Essential Items Can Be Sold at This Time”. Few products were apparently considered essential and available to purchase. Over-the-counter medications, food, drinks, and, oddly, the alcoholic beverage department weren’t shrink-wrapped.

It didn’t take long to finish shopping in the food department. After dealing with the tense associates manning the checkout line, and then using the restroom, Jake and Lindsay pushed their cart toward the exit. Jake was especially disgusted. “Well, that was pretty much a bust. One bottle of alcohol per person is all they allowed? What a waste this trip was!”

“Let’s catch a taxi. I’m ready to go home and relax after that stressful shopping trip.”

When Jake and Lindsay walked in the gate at about 5:00, Rosa came to greet them, dancing around their feet, tongue lolling, her smile communicating how happy she was to see them. But Cocoa wasn’t her usual energetic self—she didn’t even come to poke her head into the grocery bags to see what they’d bought today. She sat on the patio scratching her throat with a hind leg. She didn’t come to be petted and hardly looked up to acknowledge them. She had an itch she couldn’t stop scratching.

Lindsay set her bags on the patio and went to kneel next to the troubled dachshund. “What’s wrong, Cocoa?” She petted her head with one hand and gently held Cocoa’s foot with the other, stopping the persistent scratching. “What’s wrong with your throat?” Lindsay cooed as she felt the area. “Poor baby, you have a little swelling there. No more scratching. Come have a drink of water.”

Cocoa followed Lindsay to the water bowl they always left outside when they were gone for an extended period. She pointed and said, “Here you go, have a drink of water.”

Cocoa, always eager to please, lapped up a few sips of water and then looked directly into Lindsay’s eyes as though to say, “Was that good? Is that enough?”

“Good girl. No more scratching now.” Then she turned to Jake and said, “Cocoa has a swollen area on her throat. We need to keep an eye on it.”

At bedtime, Lindsay checked Cocoa’s throat, gently palpating it. Cocoa didn’t whimper, so it didn’t seem to be painful. A long, golden, curly lion’s mane of hair covered her throat area so that the swelling was visually unnoticeable, but Lindsay could feel it. It didn’t seem any larger. Should I give her some Benadryl? No, I’ll check her during the night and give her the antihistamine if the swelling gets worse.

“Jake, I’m going to take Cocoa upstairs with me tonight when I go to bed so I can check her throat every hour or two. I’ll give her some Benadryl if I think she needs it. We have the phone number for the 24-hour vet on the refrigerator if it gets serious. If it swells too much, she could have trouble breathing and could die.”

“Do you think she got stung by a wasp or something?”

“Maybe. Let’s hope the swelling goes down during the night. I’ll be able to hear her if she starts scratching again or her breathing sounds raspy during the night and I can check her.”

By morning, Cocoa’s swollen lump was the size of a golf ball. “Jake, we need to take Cocoa to the vet. Look at this huge swelling—it’s like she developed a cyst on her throat overnight. This could be serious.”

“You want to go right now?”

“Yes, let’s take the golf cart. We can leave Rosa here.”

Jake frowned. “She’ll be upset if we leave her here by herself. I’ll take care of her while you handle Cocoa.”

“Okay, but I need you to come into the examination room with me to interpret. The vet doesn’t speak much English. Let’s hurry—I’m afraid the swelling could impede Cocoa’s airway. She could die!”

“Is she having trouble breathing?”

“No, not now, but it could happen quickly if the inflammation gets worse. Let’s bring our masks to wear when we go into the clinic.”

The vet, Dr. Marcus, was able to examine Cocoa right away. He was a calm, gentle Mexican in his forties, his manner immediately putting animals at ease. He and his staff were mask-free. Dr. Marcus appeared unconcerned about COVID-19 as he didn’t don a mask when he, Jake, and Lindsay all gathered in the small examination room.

Lindsay reflected as Dr. Marcus greeted them with a friendly smile, It seems that many Mexicans don’t worry about what could happen. They just live their normal everyday life and appear unworried, even happy, no matter what is happening, including the coronavirus pandemic.

Lindsay lifted Cocoa onto the stainless-steel exam table, keeping both hands on her torso to stabilize the little dog on the slippery surface. Lindsay indicated the large lump, covered with long, wavy hair at Cocoa’s throat so the vet could understand what the problem was. After checking her mouth, ears, and eyes and feeling the inflammation carefully, he said in Spanish, “Un insecto le picó, posiblemente.”

Lindsay understood enough of the language to get the meaning of insect bite. “A scorpion?”

Dr. Marcus understood English about as well as Lindsay understood Spanish. But he chose to speak in his native tongue. “No, un escorpión causa más dolor.” It would cause more pain. “Posiblemente una abeja.

Jake interpreted, “Possibly a bee.”

“What can you do?” Lindsay inquired.

From there, Dr. Marcus explained his treatment plan in Spanish and Jake translated for Lindsay. They watched as he skillfully drew up a milky suspension into a syringe, then while Lindsay held Cocoa’s body, he injected the anti-inflammatory medication under the skin into the scruff of the dog’s neck. Not a whimper or flinch came from Cocoa. She trusted this calm doctor more than she had ever trusted a vet in the United States—she felt the tranquil manner of this man and responded to it.

“Good girl, Cocoa,” Lindsay purred as she petted her back.

Next, Dr. Marcus pulled a large tub of creamy ointment from a cabinet and Lindsay wondered if it was a cure-all that he used on all the animals with wounds, even horses and donkeys. Maybe it’s a drawing salve like the old-fashioned Boil Ease ointment we used to sell in pharmacies in Oregon. The country folk used it to draw swelling and infection from boils and other inflamed areas.

With a wooden tongue depressor, he applied a large dollop of the cream to a three-inch square dressing made of several layers of gauze. He placed the dressing over the lump and indicated that Lindsay should hold it in place, their heads about a foot apart. So much for the 1.5-meter distancing recommendation to prevent the spread of coronavirus. He added a significant wad of sterile cotton over the gauze and had Lindsay hold that in place, too, while telling Jake in Spanish that if the wound ruptured, this would soak up the oozing fluids. Jake interpreted for Lindsay.

The vet began wrapping a blue elastic sports bandage around Cocoa’s neck to hold the dressing in place. He asked them to bring her back in the morning so he could check the wound. He explained that if the wound did not drain itself by the next morning, he would drain it with a syringe.

“No antibiotics?” Lindsay inquired.

No, no es necesario.” He smiled and gestured for them to move to the checkout counter. Lindsay and Jake were amazed at how small the charge was for the service. In the United States, it would have been ten or twenty times higher, maybe more if blood tests and IVs had been used, maybe even an overnight stay at the clinic, all extreme procedures due to liability and veterinary malpractice lawsuits in the U.S.

As she lifted Cocoa and slid onto the golf cart seat, Lindsay thought, I hope the treatment works. I’ll keep a close eye on Cocoa this afternoon and during the night. I wonder if I should have insisted that Dr. Marcus drain the lump?

During the night, Lindsay woke several times, hearing Cocoa scratching at the bandage. “No, Cocoa,” she gently warned, then turned on the lamp to check the swelling. It seemed the same, maybe a little less swollen. She petted the little dog until she quieted and curled up in her bed.

The following morning when Lindsay woke, her first thought was that she had slept for hours without checking Cocoa. She peered into the dog bed, fearing the worst. Breathing normally, Cocoa raised her head and wagged her tail. Lindsay could see light yellow fluid drenching the cotton dressing and Cocoa’s long hair protruding from the bandage. Even the dog blanket had a yellow stain of liquid. That wound must have ruptured during the night—it was full of a lot of nasty fluid. That’s a good sign, I think.

Jake, Lindsay, and the two miniature dachshunds crammed into the front seat of the golf cart for the drive to the veterinarian clinic. Lindsay wanted to be there when they opened.

When Dr. Marcus unwrapped the bandage, the dressing was soggy, soaked entirely through with what Lindsay thought was pus. Cocoa’s throat hair was drenched with the pus. The skin hung like a balloon that had deflated in the sun. In the center was a hole where the fluid had escaped, likely the result of Cocoa digging her sharp toenail through the dressing and into the swollen wound. She punctured her own inflamed lump—no syringes are needed for draining this wound!

Dr. Marcus rebandaged Cocoa’s throat using another generous amount of the miracle salve on a fresh dressing, then asked them to return the next day.

Lindsay, concerned that the fluid looked like pus and could indicate infection, again asked him, “Antibiotics?”

The vet smiled, humoring her, and shook his head.

He probably thinks gringos want antibiotics to cure everything, but he doesn’t seem to resort to using them unless he’s confident there is an infection. Mexican doctors seem to be very conservative about prescribing medication, I’ve noticed.

Jake asked how much they owed. Dr. Marcus shook his head again and smiled. “Nada. Hasta mañana.”

When they got back in the golf cart, Lindsay said, “I can’t believe he didn’t charge us for another office visit and dressing change! How can the Mexicans live on such a small income?”

“I know. The charge yesterday must have been for all three times he’ll treat Cocoa. The low amount we pay for services, including health care for ourselves and our pets, is one of the reasons we can afford to live here on our Social Security checks. We made the right decision when we moved to México.”


     This story is an excerpt from my upcoming novel, “Mexico For Better or For Worse” (In Sickness and In Health eBook #3). If you haven’t read eBooks #1 and #2 in this series, take a look HERE.

This story was also published on Amazon Kindle Vella. Follow me there to read Episode 1 and upcoming episodes.

What is Kindle Vella? Kindle Vella is a new mobile-first reading platform from Amazon that is based around a serialized, episodic format. It allows readers to read serialized stories one chapter at a time.

Thank you for reading my books and articles!



Sunday, June 5, 2022

Similarities Between Isla Mujeres and Sayulita--Are All Pueblo Mágicos Like This?

Isla Mujeres, Mexico Centro

     Isla Mujeres reminded us a little of Sayulita which is also a Mexican Pueblo Mágico. Both towns started as small fishing villages and then were discovered. They’ve become popular and crowded, especially during high season. Both towns have narrow streets filled with tourists driving golf carts and motos. We were glad we had experienced the dangers of an out-of-control golf cart flying toward us much too fast, driven by an inexperienced person who had just been handed the keys for the first time and likely had already enjoyed two or three margaritas at the beach bar. We know of too many pedestrians in Sayulita who have been hit by amateur golf cart drivers. Best to be ready to jump out of the way while walking the streets of these tourist towns!

     One other thing that reminded us of Sayulita was the electricity outage. One evening while lounging in our condo on Isla Mujeres, the power went out—all over the island! It was a hot evening in early Spring and most likely too many people had turned their air conditioners on and overloaded the capacity of the village’s electrical system. Déjà vu—memories of hot summer nights in Sayulita with no air conditioning because the power had gone out and stayed out for hours, sometimes days. That was another reason we’d moved to Puerto Vallarta.

     By morning, much of the island had electrical service restored. But not at the north end where we were staying. A crew of four men and a woman were working on the electrical transformer next to the condominiums—something must have blown out. We were told they would have the parts from Cancun in two hours. Two Mexican hours? We were without power for over 24 hours.

     The worst part was that there was no water flowing to the condos either.  Water was pumped into the buildings with electrical pumps—no electricity, no water pumps, no water. That meant no showers and no water to flush the toilet. Fortunately, we still had two-and-a-half garrafónes of drinking water and knew how to do the “bucket flush”. We poured a couple of gallons of purified drinking water into the mop bucket and then dumped it into the toilet bowl. Down went the waste products.

     I have to admit, after returning from our snorkeling trip to find we still couldn’t take a shower, we used the swimming pool to cool off and rinse the dried salt from our bodies. And we weren’t the only ones… Thankfully, the pool bar was open and the bartender was keeping all of us happy.

     Are all Pueblo Mágicos becoming too popular? Are the infrastructures not being improved quickly enough to keep up with the number of tourists visiting and foreigners moving there? I would love to hear some feedback on this before we travel to another Magic Village.

      This is an excerpt from my new book Living in Mexico More Lessons Learned (Healthy Living in Mexico #5). I hope you enjoy the rest of the book. Available worldwide from Amazon.

Happy Travels!
     Terry

Sunday, January 2, 2022

PURIFIED DRINKING WATER—Bottled Water versus an Inline Filter

 Don’t Drink the Tap Water in México!

Our Drinking Water Dispenser in Sayulita

     Living in México, most residents and visitors alike drink only purified water, as there’s no guarantee that the tap water is safe to drink. Most purchase 5-gallon garrafónes (refillable bottles) of purified water for drinking—we did for the first six years that we lived here and it helped keep us healthy.

     We also carried several garrafónes of water while traveling in our RV and planned to continue the practice no matter where we live, even in the U.S. Who knows what comes in through the pipes!

     One of our Mexican neighbors in Sayulita recommended that we purchase Ciel® water produced by the Coca-Cola company, telling us that it was the best water. We were skeptical since it was a little more expensive. One Ciel bottle costs 32 pesos rather than 26 pesos for locally purified bottles, about 30 US cents more per five gallons—that adds up over a year. Is there really a difference in bottled water? But we took their advice. It did taste better than the drinking water prepared by the local purification plant, but probably due to the minerals that Ciel adds to improve flavor.

Bella Playing by the Garrafones of Ciel Water

     When we moved to our condo in Puerto Vallarta, we decided we wanted to eliminate the weekly purchase of several bottles of purified water from the truck that delivered it to our doorstep. It was a hassle and physically challenging to lift those heavy bottles and insert the garrafón neck into the water dispenser. I couldn’t do it unless I pumped half the water out first. Once Jon started having back pain, it was time to find another purified water source.

Ready for Ciel Water Delivery in Sayulita

     We refuse to buy single-use bottles of drinking water. Our planet is polluted with too much plastic as it is. We needed another solution.

     A condominium administrator told us people drink the water from the refrigerator water dispenser and they haven’t had complaints. When Jon looked at the type of filter used in our refrigerator, we realized that they do not filter out heavy metals, which can contribute to causing cancer, or other microscopic particulates.

Drink the Water from the Refrigerator Dispenser?

     We viewed a YouTube video by the Two Expats Mexico titled, “Is It Safe to Drink the Tap Water in Mexico?”. I was convinced by the segment about city water pipe conditions and repairs not to drink unfiltered city water. Knowing how broken and old pipes affect water purity, we decided we didn't trust the Puerto Vallarta water to be pure enough to drink.

     But a quality water filter can be used to purify tap water. Jon started researching inline water filters that filtered more. He came up with a plan to purchase a Waterdrop® filter from Amazon Mexico since they now stock them and ship to Puerto Vallarta.

Waterdrop Inline Filter for Under the Sink

     Jon installed a single Waterdrop®, a five-stage water filter to the cold-water line under the kitchen sink of our Condo in Puerta Vallarta to provide us with our purified drinking water. With a filtration accuracy of 0.5 μm, the Waterdrop multistage filter improves the quality of drinking water by reducing contaminants such as lead, mercury, fluoride, chlorine and chloramines, taste and odor, sediment, and rust.  The system also retains minerals that are essential to your body, such as potassium, calcium, sodium, and magnesium.

Jon Installing the Inline Water Filter Under the Kitchen Sink
Jon Checks for Leaks in the Connections

     We don’t have to worry about the safety of our filtered water now.  When used with municipal water, each filter has a maximum service life of 24 months or 16,000 gallons. We will err on the side of caution and install a new filter cartridge every year. If the cold-water flow slows significantly, the filter cartridge is clogged with particulate and can be backflushed or replaced.

     Currently, the Waterdrop 17UA-UF Under Sink Water Filter System, with an improved filtration accuracy to 0.01 μm (a micrometer is one-millionth of a meter), and a larger 19,000-gallon service life, is available from Amazon.com.mx. The total price for a complete system is around $150 US plus shipping. The replacement filters are about $82 US with shipping on Amazon.com.mx. That costs us about $7 US per month when we change it yearly, about the same as buying Ciel drinking water in 5-gallon garrafónes, but much more convenient. In the U.S., you can order these items at Waterdropfilter.com.

Hurricane Nora was Coming—Time to Stock Up On Water

     Hurricane Nora caused widespread flooding and broken pipes in August shortly after we moved into our condo. Repairs to water lines in Puerto Vallarta are still underway four months later. We were glad we had a few garrafónes of drinking water to tide us over until our Waterdrop filter arrived and Jon could get it installed. Now, while we brush our teeth with tap water, we only use filtered water for drinking and cooking.

     This is part of Healthy Living and Traveling in Mexico.

     I invite you to SIGN UP for my "Healthy Living and Traveling in Mexico Newsletter", published monthly with stories about our latest adventures, my recent blog articles, and news about my books.

     Have you read the #4 eBook in the "Healthy Living in Mexico” series, Life in Mexico Never a Dull Moment, a collection of stories? Available worldwide, it's FREE with kindleunlimited. Here’s a helpful review for this book:

"Useful Info, Entertaining Anecdotes

This book is packed with useful information on traveling in northwest Mexico. The author’s style is casual and easy to read. Well worth the time."

     Are you interested in Medical Fiction? Check out my second book in the “In Sickness and In Health” series, “Pickle Jar Test: A Novel”. In this love story with a little romance and information about Parkinson’s disease, follow Jake and Lindsay as they adjust to living in México with a new diagnosis and treatment.

     Thank you for reading my blog articles and books. Jon and I co-wrote this article, Jon being the expert on anything technical. As a self-published author on Amazon worldwide, I love it when readers leave a brief review of my books.

     Happy reading and traveling. Cheers and Happy New Year!

     Terry and Jon


Terry L Turrell, Author

Tuesday, December 28, 2021

OUR MONTHLY BUDGET LIVING FULL-TIME IN PUERTO VALLARTA—More Expensive Than Sayulita?

 A Luxurious Life for Less

Living in Mexico
     Now that we’ve lived in Puerto Vallarta for five months, we have enough history to update our budget. The last time I worked over our budget, we lived in Sayulita—a slightly different lifestyle. Comparing the differences is interesting. The bottom line is surprising.
     In 2016, I wrote the article, “INEXPENSIVE TO LIVE IN SAYULITA, MEXICO? TAKE A LOOK AT OUR BUDGET...”. Life sure changed for us this year! 
Upstairs in Our Simple Sayulita Casita
     Six years ago, we purchased a relatively inexpensive, rustic casita in Sayulita (no dishwasher, garbage disposal, oven, clothes washer, or dryer). We lived there about nine months per year and traveled in an RV during the rainy summer. Living this simple life was much less expensive than our life in the United States, but what about comparing it to this fancier life in Puerto Vallarta? 
     Five months ago, we sold the casita and made 100% on our investment, which helped allow us to upgrade to a 1200 square foot two-bedroom, two-bath condo unit in the Romantic Zone. The rooftop infinity pool was one of the selling points for us.
Upstairs at Our Condo's Rooftop Infinity Pool
     Our monthly budget below is for two people living in a condo unit, one that we own. This home was a big upgrade for us, not much in size but much more in amenities. It’s a few blocks from the beach, though we kept the cost down by purchasing a unit without an ocean view. The HOA (Homeowners Association) dues added a big chunk to our budget but covers quite a few of our previous expenses as well as many services. 
     Paying cash for a home in México is an important factor in making it affordable to live here. We have no monthly mortgage or rent to pay—following the example that our parents set for living comfortably during retirement. 
     We save by not owning a vehicle. We sold our motorhome over 2 years ago which eliminated that expense. We sold the golf cart when we moved from Sayulita (setting aside the funds to upgrade our condo air conditioners to energy-efficient Dual Inverter mini-splits and to install a Waterdrop inline water filter when we moved in). We walk a lot, take the bus whenever possible now that we are vaccinated against COVID, and use Uber and taxis when needed, keeping our transportation costs down.
Our Golf Cart Days in Sayulita were Fun, Even for Bella
Some Expenses are Less

     We have a washer and dryer now so we’ve eliminated the laundry service line item. Without a messy yard that brought in leaves, dust, insects, and geckos we can now keep up with our housekeeping, eliminating the weekly housecleaner expense. 

     The Home repairs/Maintenance line item is much less because our condo is newer and has fewer interior systems to malfunction. Jon won’t be nearly as busy as a handyman here.

Some Expenses are More

     Since we moved here during the hot, humid month of July and live here year-round, air conditioning our home during the warm months, we expected our electricity bill to be significantly higher. Surprisingly, with the efficient Dual Inverter mini-splits, a well-insulated condo unit, and all lightbulbs changed to LED’s, our electricity bill hasn’t been much higher than our average in Sayulita and may drop after more winter month history.

     We splurge by dining out more often in Puerto Vallarta, about twenty times per month, sometimes breakfast or lunch, but usually nice dinners. Quality restaurant food and wine are more expensive here than in Sayulita, but still significantly less than in the United States.

     Veterinarian costs have increased for us here because we go to a clinic that is well-liked by Canadians and Americans for the quality of service and English-speaking staff, so their rates are higher. Wolf’s Veterinary Clinic is well worth the 30-minute bus ride to get there.

     We no longer go back to the U.S. for doctor appointments or to load up on vitamins, nutritional supplements, or OTC and prescription medications. Health care is very good and relatively inexpensive here. Medicare doesn’t cover medical care abroad and we’ve chosen to live here without supplemental health insurance. Now that we pay out of pocket for medical treatment and supplies, these Health Care line items are higher. In the past two years, Amazon, Costco, and Farmacia Guadalajara have become great suppliers for most of these items.

     Now that we’re older, we have additional medical and dental issues, all paid out of pocket, so I’ve significantly increased the budgeted amount for these line items. Jon’s Parkinson’s disease treatments have increased these line items in the last two years. We keep enough IRA investments to draw from if we have a major medical event.

     We no longer travel by motorhome but allocate funds for travel by other means. Usually, we hire a driver to take us on adventures in México which is convenient for travel with our small dog. We hope to fly somewhere in the Yucatan this year so have budgeted for that.

     We pay for everything in pesos, but I’ve converted the expenses below to U.S. dollars for ease of comparison. I’ve used 20.5 pesos per dollar as the exchange rate, though it’s sometimes over 21, making our dollars stretch even farther.

     I didn’t include Medicare insurance premiums because they are deducted from our Social Security income. Our net monthly income (pretax) from Social Security will be $3436 in 2022, providing a luxurious lifestyle in Puerto Vallarta. It would be impossible to live this well in the U.S. on our income. When our IRA investments do well, we splurge on a special purchase such as home improvements or a nicer vacation. Since we live in paradise, we’re happy to “vacation” here at home most of the time, taking day-trip adventures near PV about once a month.

Budget Line-Item (2 people)                          Expenses in US Dollars

Groceries & Wine                                                            $ 350

Restaurants (Yes, we splurge here)                             $1000

Waterdrop Filters                                                           $    7

(Rather than Purified Water--More about this later)

Condo HOA Dues                                                            $ 520

            (This is one of our highest monthly expenses, but includes a lot of services, replacing several expense line items from our Sayulita budget. Included are gas, internet, water, sewer, landscape maintenance, common area cleaning and maintenance, swimming pool, rooftop bar and café, gym, security, and building maintenance.)

Electricity                                                                          $  70

Fitness (Zumba Gold & yoga classes)                              $  20

            (We save by using our condo’s gym and free YouTube classes)

Health Care—Medical                                                   $ 120

            (Physical Therapy $30, Doctors $30, Procedures, Lab tests, etc. $60)

Health Care—Dental                                                      $  40

Health Care (Prescription Meds—OTC in Mexico)   $ 250

Health Care (OTC Meds, CBD, Vitamins, Suppl.)     $ 320

Personal Care                                                                   $ 245

(This is where we splurge more than we did in Sayulita for much less than in the U.S. Weekly Massage $155/mo., Hair Color & Cut $90)

Pet Food, Supplies, Vet                                              $  40

Home Repair/Maintenance                                     $  30

Phone and Skype                                                          $  30

            (2 Telcel Amigo sin Limite Plans + 2 Skype Numbers)

Property Taxes                                                              $  10

Property Bank Trust Fee:                                         $  44

Transportation (Local--Bus, Taxi, Uber)            $  60

Kindle eBooks                                                               $  50

Entertainment and Netflix                                       $  50

Clothing                                                                           $  30

Charity and Donations                                              $  30

Travel and Vacations                                                 $ 120

Total Monthly Budget for Two People               $3436

     Some people rent out their condo units for much of the year to increase their income. We were landlords for over twenty years during our “rat race” time in the U.S. and don’t plan to ever do that again. This is our home, not a rental. We may not earn rental income from this condo unit, but it will be a good investment in the long term if we ever sell it, or if our children sell it.

     Anyone who boasts of living for under $600 per month in Mexico is probably not enjoying many of the inexpensive perks of living here. I’ve tried to give a more accurate impression of expat life in México. Of course, many people live on less than we do by sacrificing some of the benefits we splurge on. Monthly tours or days trips provide the adventures we crave, expenses that are well worth it. Enjoying being pampered is part of the fun of retiring here. A weekly massage—why not, as the Mexicans say. A weekly trip to the salon for a hair wash and style—I love it and can afford it here but not in the U.S. Dining out because I don’t feel like cooking—we’re helping the economy. Budgeting for a vacation or two each year is important to us.

     Yes, I like to justify being spoiled. Why not? Life is good as a foreigner retired in México.

     I invite you to SIGN UP for my Healthy Living and Traveling in Mexico Newsletter, published monthly with stories about our latest adventures, my recent blog articles, and news about my books. If you’d like to take a look at my recent newsletter, you can read it at Feliz Navidad, a Puppy, and a New Book.
     Have you read my book, Retirement Before the Age of 59:Healthy Living in Mexico #2? I love it when readers leave a brief review on Amazon. Check out this 5-Star Review:

     “Being a writer, living in the Pacific Northwest, roughly the same age as the author, and having long a goal of retiring and living at least part-time in Sayulita, MX, THIS was exactly what I was after. And it did not disappoint. Her frustrations as a career pharmacist, getting hit hard in the real estate market of 2008 (boy, I can relate there,) the decision to downsize, to travel, to retire to Mexico, Terry writes about it all in a style that's very readable and very helpful. Her pros/cons list of various Mexico locations is golden. We have another exploratory trip to Sayulita coming in a few months, and I'm now much more prepared to see it with "new" eyes than I was before.”

     Thank you for reading my books and blog articles. Happy travels.

Terry L Turrell, Author, with Sophie

Friday, October 8, 2021

Selling Our Sayulita Home, A FREE Book, Goodbye Bella

The Sale of Our Cozy Sayulita Casita Finally Closed

     After living in our cozy casita in Sayulita for almost six years, Jon and I decided to sell it and purchase a condo in Puerto Vallarta. Boy, did we get some lessons in real estate transactions!

We Enjoyed Living in Our Cozy Casita in Sayulita

Real estate sales in México take an immense amount of time and patience, more now than ever. We repeatedly asked our realtor, “Why?”, sent more requested documents, and then waited. We asked, “When?”, and waited some more. Why was our closing date being postponed?

The pandemic was blamed for paperwork delays. Hurricane Nora at the end of August created havoc, flooding, and more postponement. A very busy real estate market in Puerto Vallarta and Sayulita was often mentioned as the cause of holdups. Preparation of the bank trust, a document required for ownership of property by foreigners, dragged for weeks. And then, it was El Grito de Independencia, the Mexican Independence Day on September 16, a major holiday that lasts at least a week. The meeting to close the sale had to be rescheduled until all attorneys, realtors, the buyer, and both Jon and I were available to meet at one time for the official signing of many documents.

     Finally, on Monday, September 20, the El Grito festivities were finished. More than three months after... to continue reading, click here.

Bella, Our Sweet and Sassy Dachshund

September brought some joy, and then sorrow.

     On September 12, as we began to accept that our beloved Bella’s health was declining, I wrote the article, “Bellathe Dachshund Describes Her New Life in Puerto Vallarta, Mexico”. 

     Bella has always been full of energy and spunk. Even as her body was failing, she continued to use her antics and sassy ways to make us laugh. To continue reading, click here.

Don't miss this FREE book promotion, beginning October 7, 2021, for a limited time only! Healthy Living and Traveling in Mexico: A Search for Sunshine, Sassy Exercise, Savory Food and a Simpler Life (Healthy Living in Mexico Book 1)

Thank you for reading my books and blogs. My books are available on Amazon worldwide. If you enjoy them, please leave a brief review on Amazon. I wish you good health and happiness.

   Cheers,
          Terry